Nothing, there is a fee schedule based on the % of your projected savings. The fee is paid to a trainer, instructor or agent for their training and support services however, the amount that you save from the total cost of your total debt load is at least 10 times greater than the fee paid.
Let’s do the math. Say you have a loan and you owe $10 of principal and interest. Using SELF, your lender lets you pay off the loan in full for only $4 and the SELF training fee is $1. What did that loan cost you? That’s right; you owe $10 and paid it off in full for $5, what is your cost?
If you said, ‘even with the fee, SELF costs you nothing’ you are right. It would also be accurate to say you saved $4 and the time it would have taken to pay off the loan. But the SELF bottom line is that you made at least a $4 profit with the equity gains made from the loan.
Learn a step by step process of how to do the same thing. Using SELF you pay off any loan for substantially less than your owe. SELF provides a written guarantee when you are trained by a SELF agent or trainer. In essence the SELF training, service, support and guarantee fee is buried by the time and money you save. That means the SELF training costs you nothing!

There are at least a dozen theories on this subject but it all comes down to discipline. SELF is easy to practice if it is practiced. Just as the discipline to accumulate wealth is not practiced by everyone, the enjoyment of wealth is not enjoyed by everyone.

Then, they are probably right, for themselves. You have to do the research and determine that for yourself. Just remember ignorance is not a bad thing. It provides bliss for the ignorant and income for professional service industries.

SELF is you. You learn the SELF method, you practice SELF at your convenience, you apply SELF to your budget at your discretion, you decide how much profits to keep, you choose if and when you want to apply SELF - you always remain in full control of your finances.

The saying 'it takes money to make money' is half correct. Making money really takes money and time or effort and time, or luck and time. It is that part of money whose value increases or decreases over time.

SELF starts by literally paying yourself first. Then you learn to apply financial transacting techniques that first budgets for all your expenses then leverages the value of the idle cash to maximize the time value of money.

Because everyone's finances are unique to themselves the answer is... it depends. The education and training programs provide you with the knowledge to recognize the importance of timing. Once you understand the concept, SELF is always applied to your budget.

The SELF method not only makes sure all your expenses are paid by budgeting for each expense item but you also learn how to use credit cards so that you pay no interest costs.

SELF works with any budget that demonstrates a positive cash flow. There are periods in your budget where the cash on hand is idle. SELF shows how to use the value of that idle cash.

You must indicate to your lender that the extra payment you are making is directed to principal. If you pay by check make a note that the payment is for principal only. If you don’t indicate that the amount is payment to principal the lender may credit the payment as an early regular payment to interest.